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Keep Uncle Sam’s grubby hand off your scholarship $$$

I’ve been asked a few times are scholarships a taxable event? The answer may surprise you. The answer is yes and no depending upon the variables and its usage. Degree candidates (that is a student who is taking classes that will ultimately be used to earn a degree) do...

Surprising reasons why affluent qualify for financial aid

The surprising reason why high-earners will qualify for thousands in college financial aid.   You may not believe this, but please, read on. AZ College Planning constantly talks about how even millionaires should apply for college financial aid, even if they think...

Surviving the stock market crash with money & sanity

How to Survive the Current Stock Market Crash….With Your Money AND Your Sanity Intact & how it will affect your college savings programs. By Ron Caruthers Wednesday, October 08, 2008 In the last few weeks, I’ve taken more calls from nervous clients than I did in...

Is your college green or contributing to the toxic heap

The “green” college award goes to Rio Salado Community College!   According to an audit by consultant Danielle Tomerlin, Rio Salado had a carbon footprint of 0.34 tons of carbon dioxide for 2007-08. That’s substantially below the average of 8 to 12 tons a year for...

Down & dirty truth subsidized/unsubsidized Stafford loan

You’re on a need to know basis and you need to know how the new subsidized/unsubsidized Stafford loan program works. The federal Stafford loan program was modified on Aug. 14, 2008.  Starting with the basics of this nearly 20-year old program:  the Stafford loan...

Students in hock, is an expensive college worth it?

AZ College Planning always advises students and parents to take a closer look at whether borrowing makes financial sense. This of course is based on the individual family situation and the student’s potential future income. Your student may graduate with student...