College Funding Webinar

May 23, 2019

College Funding Webinar Thursday May 30, 7:00 PM to about 9:00 PM.

I want to attend this class: CLICK --> jd@AZCollegePlanning.com

I have had a few families say to me – Thanks for helping my kid get into college and get an amazing scholarship but there is still a gap that we as parents must pay for college. How do we do that?

I have struggled with this question and bounced it off my good friend and colleague Brian Safdari.

I meet Brian about 12 years ago in the fall of 2007 when I started my college planning business. Brian had been a college planner for a few years longer than me. Brian runs a successful college planning business in the Northern Los Angeles area.

It was interesting watching his business grow in one direction while AZ College Planning grew a different way. Two branches from the same tree. There were various times that Brian asked me admission and scholarship questions while I asked him Funding, Savings and Sheltering Assets questions.

Brian’s experience and research has propelled him to be the premier expert in the Funding College arena. He has helped a thousand plus families with Funding Strategies. He was even sought out by various other business entities and organizations to speak with their clients and staff on the delicate balance and intricacies of Funding College.

Our mutual goal is to get the cost of college as low as possible through scholarships and grants AND to come up with a plan to pay for college.

This is where Brian’s expertise flourishes, - Creating a Game Plan to Fund and Pay for College without Busting the Bank.

Some of you have attended my Sheltering Assets Class. All the concepts and ideas from this class are from Brian’s expertise. Brian’s Funding College Class takes all that information and puts an action plan behind it as well as expounding on building assets and sheltering assets.

I have convinced Brian to present a class to all of you on the strategies to Fund College. This class will be a live webinar. I highly encourage you to attend this event.

In an email to me, Brian said “In this workshop, I will show your parents how 200 clients of mine are funding college, the pros and cons of all the funding options they used, the mistakes they made (after the fact), and what is the best way to fund college, stay within their cashflow budget, and still be able to reach their retirement goals.”

Here are a couple details about this class:

  1. This workshop is good for any family that already has kids in college, where they will learn mistakes and advanced strategies they may not know about.
  2. It’s also a great workshop, especially for your families that are in your program as early as 9th grade in high school.
  3. The early they start the more financial aid they can receive while being able to fund college.

Plan on attending this important class.

This class is only offered via Online Streaming.

  • If you would like to attend this event please click the link and I will send you the login details to view this event.

I want to attend this class: CLICK --> jd@AZCollegePlanning.com

The Brian Safdari Parent Funding Class is May 30, 2019 at 7:00 PM and will run about 1.5 to 2 hours.

This exclusive class is going out only to my clients. You will be very impressed with Brian, his expertise and this important Funding College Class for parents.

  • Please note that I will not be able to reply or answer an email that comes in between May 4 thru May 13 as Jennifer and I will be on an Alaskan Cruise with no access to phone, email or text messages.
  • What: How to pay the gap and fund college without busting the bank
  • Who: Parent of High School or current year college students
  • Where: Online Streaming only
  • When: Thursday May 30, 7PM to about 9PM (Arizona time)
  • Class title: Parent's Funding College Class

Requirements- computer to view the live class and Zoom software. Get the free download here: https://zoom.us/support/download

I want to attend this class: CLICK --> jd@AZCollegePlanning.com

*I will send out the link to the Zoom Webinar on May 28, 2019.

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Is a Stanford Degree Really Worth it if Ultra-Wealthy Families can Buy Their Way In?

May 2, 2019

Chinese Family Reportedly Paid $6.5 Million for Spot at Stanford

Is a Stanford degree really worth it if ultra-wealthy families can buy their way in?

The family of a student admitted to Stanford University reportedly paid $6.5 million to try to secure her spot there. Credit Ben Margot/Associated Press

By Kate Taylor and Jennifer Medina (New York Times) May 1, 2019

From the day in March that prosecutors announced charges against 50 people in a sweeping college admissions fraud investigation, they have held out a tantalizing mystery: an unnamed family that they said had paid the college consultant at the center of the scheme $6.5 million — far more than any of the parents named in the case — to get their child into college.

The student is Yusi Zhao, who was admitted to Stanford in 2017, according to a person with direct knowledge of the investigation. Neither she nor her parents, who live in Beijing, have been charged, and it is unclear whether they are currently being investigated. Stanford rescinded Ms. Zhao’s admission in April, and she is no longer a student there.

The person with knowledge of the inquiry said that Ms. Zhao’s family was introduced to the college consultant, William Singer, by a financial adviser at Morgan Stanley based in Pasadena, named Michael Wu. A spokeswoman for Morgan Stanley said that Mr. Wu had been terminated for not cooperating with an internal investigation into the matter and that the firm was cooperating with the authorities. Mr. Wu did not respond to a phone call.

At a court hearing in March, the lead prosecutor in the admissions case, Eric S. Rosen, said that Mr. Singer had tried to get Ms. Zhao — whom Mr. Rosen did not identify by name — recruited to the Stanford sailing team and created a false profile of her supposed sailing achievements.

The original article is here: https://www.nytimes.com/2019/05/01/us/yusi-zhao-stanford-university.html

At AZ College Planning, we play the game, BUT we don’t game the system. You can get admitted and get a great scholarship package by following our proprietary plan. Attend a workshop to learn more about these strategies.

RSVP for the workshop and discover that you don’t have to pay $6.5 mill to get admitted. https://azcollegeplanning.com/contact/free-workshop

Tell your friends they don’t have to bride college staff or pay $6.5 mill to get admitted, just attend the free workshop. (Free is much cheaper than $6.5 mill.)

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Students who use the college as a tool to get where they want to be, Launch into their Career & Profession.

April 3, 2019

Why Would You Pay Full Price for College?

Discover the Admission Secrets Arizona Families Use to Get College Paid For at a Huge Discount!

Students who use the college as a tool to get where you want to be, launch into their Career and Profession.

With all the publicity around the VARSITY BLUES College Admission Scandal, the highly selective colleges are being scrutinized. Are these high priced hard to get admitted colleges really worth it?

Selecting the Right Fit college is important. As it is equally important to get the cost of college down by maximizing scholarships and grants.

Choosing a college that is going to help launch your student into their career is a critical aspect of the college section. It’s not always the Ivy colleges or the highly selective colleges that offer the best scholarship packages or the best and most influential internships and research assistant projects to its student body.

We want to help build your college success story.

AZ College Planning’s specialty is showing how to use the student’s Power of Influence to get the colleges to admit them and give big scholarships. This is done by showing your student the essential things to invest time in that would impress the college.

With over 12 years of experience we have fine-tuned the application and scholarship process and can show students how to Market Themselves to Colleges so that the college Needs to Admit your student.

AZ College Planning has successfully methodized the process of how to get colleges to really want your student and offer tons of scholarship money.

Discover more by attending our next free college workshop. Click the link for dates and our North Scottsdale location.

If you have an 8th grader, freshman, sophomore, or junior you will want to attend this informational workshop.

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Maximum Student Loan Limit

April 1, 2019

The cheapest or least expensive educational loans are federally backed student loans.

Sometimes these loans are referred to as Federal Student Loan, Federal Stafford Loan, or it may be listed as Student Loan on the Financial Aid Award Offer Letter.

YearDependent Students (except students whose parents are unable to obtain PLUS Loans)Independent Students (and dependent undergraduate students whose parents are unable to obtain PLUS Loans)
First-Year Undergraduate Annual Loan Limit$5,500—No more than $3,500 of this amount may be in subsidized loans.$9,500—No more than $3,500 of this amount may be in subsidized loans.
Second-Year Undergraduate Annual Loan Limit$6,500—No more than $4,500 of this amount may be in subsidized loans.$10,500—No more than $4,500 of this amount may be in subsidized loans.
Third-Year and Beyond  Undergraduate Annual Loan Limit$7,500—No more than $5,500 of this amount may be in subsidized loans.$12,500—No more than $5,500 of this amount may be in subsidized loans.
Graduate or Professional Students Annual Loan LimitNot Applicable (all graduate and professional students are considered independent)$20,500 (unsubsidized only)
Subsidized and Unsubsidized Aggregate Loan Limit$31,000—No more than $23,000 of this amount may be in subsidized loans.$57,500 for undergraduates—No more than $23,000 of this amount may be in subsidized loans.
$138,500 for graduate or professional students—No more than $65,500 of this amount may be in subsidized loans. The graduate aggregate limit includes all federal loans received for undergraduate study.

The U.S. Department of Education’s federal student loan program is the William D. Ford Federal Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender. There are four types of Direct Loans available:

Direct Subsidized Loans are loans made to eligible undergraduate students who demonstrate financial need to help cover the costs of higher education at a college or career school. Check the above table for loan limits.

Direct Unsubsidized Loans are loans made to eligible undergraduate, graduate, and professional students, but eligibility is not based on financial need. Check the above table for loan limits.

Direct PLUS Loans are loans made to graduate or professional students and parents of dependent undergraduate students to help pay for education expenses not covered by other financial aid. Eligibility is not based on financial need, but a credit check is required. Borrowers who have an adverse credit history must meet additional requirements to qualify. Check the above table for loan limits.

Direct Consolidation Loans allow you to combine all of your eligible federal student loans into a single loan with a single loan servicer. Click here for information on these loans

Go to this site for more information, to complete Loan Counseling and to find out how much you have taken out in student loans. Log in with your FSA Federal Student Aid ID and password. Click here for more information on this topic

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NCAA Division 1 Basketball Champions for the last 80 years.

March 18, 2019

Is your team or alma mater on this list?

2018Villanova (36-4)Jay Wright79-62MichiganSan Antonio, Tex.
2017North Carolina (33-7)Roy Williams71-65GonzagaPhoenix, Ariz.
2016Villanova (35-5)Jay Wright77-74North CarolinaHouston, Texas
2015Duke (35-4)Mike Krzyzewski68-63WisconsinIndianapolis, Ind.
2014Connecticut (32-8)Kevin Ollie60-54KentuckyArlington, Texas
2013Louisville (35-5)*Rick Pitino82-76MichiganAtlanta, Ga.
2012Kentucky (38-2)John Calipari67-59KansasNew Orleans, La.
2011Connecticut (32-9)Jim Calhoun53-41ButlerHouston, Texas
2010Duke (35-5)Mike Krzyzewski61-59ButlerIndianapolis, Ind.
2009North Carolina (34-4)Roy Williams89-72Michigan StateDetroit, Mich.
2008Kansas (37-3)Bill Self75-68 (OT)MemphisSan Antonio, Texas
2007Florida (35-5)Billy Donovan84-75Ohio StateAtlanta, Ga.
2006Florida (33-6)Billy Donovan73-57UCLAIndianapolis, Ind.
2005North Carolina (33-4)Roy Williams75-70IllinoisSt. Louis, Mo.
2004Connecticut (33-6)Jim Calhoun82-73Georgia TechSan Antonio, Texas
2003Syracuse (30-5)Jim Boeheim81-78KansasNew Orleans, La.
2002Maryland (32-4)Gary Williams64-52IndianaAtlanta, Ga.
2001Duke (35-4)Mike Krzyzewski82-72ArizonaMinneapolis, Minn.
2000Michigan State (32-7)Tom Izzo89-76FloridaIndianapolis, Ind.
1999Connecticut (34-2)Jim Calhoun77-74DukeSt. Petersburg, Fla.
1998Kentucky (35-4)Tubby Smith78-69UtahSan Antonio, Texas
1997Arizona (25-9)Lute Olson84-79 (OT)KentuckyIndianapolis, Ind.
1996Kentucky (34-2)Rick Pitino76-67SyracuseEast Rutherford, N.J.
1995UCLA (31-2)Jim Harrick89-78ArkansasSeattle, Wash.
1994Arkansas (31-3)Nolan Richardson76-72DukeCharlotte, N.C.
1993North Carolina (34-4)Dean Smith77-71MichiganNew Orleans, La.
1992Duke (34-2)Mike Krzyzewski71-51MichiganMinneapolis, Minn.
1991Duke (32-7)Mike Krzyzewski72-65KansasIndianapolis, Ind.
1990UNLV (35-5)Jerry Tarkanian103-73DukeDenver, Colo.
1989Michigan (30-7)Steve Fisher80-79 (OT)Seton HallSeattle, Wash.
1988Kansas (27-11)Larry Brown83-79OklahomaKansas City, Mo.
1987Indiana (30-4)Bob Knight74-73SyracuseNew Orleans, La.
1986Louisville (32-7)Denny Crum72-69DukeDallas, Texas
1985Villanova (25-10)Rollie Massimino66-64GeorgetownLexington, Ky,
1984Georgetown (34-3)John Thompson84-75HoustonSeattle, Wash.
1983North Carolina State (26-10)Jim Valvano54-52HoustonAlbuquerque, N.M.
1982North Carolina (32-2)Dean Smith63-62GeorgetownNew Orleans, La.
1981Indiana (26-9)Bob Knight63-50North CarolinaPhiladelphia, Pa.
1980Louisville (33-3)Denny Crum59-54UCLAIndianapolis, Ind.
1979Michigan State (26-6)Jud Heathcote75-64Indiana StateSalt Lake City, Utah
1978Kentucky (30-2)Joe Hall94-88DukeSt. Louis, Mo.
1977Marquette (25-7)Al McGuire67-59North CarolinaAtlanta, Ga.
1976Indiana (32-0)Bob Knight86-68MichiganPhiladelphia, Pa.
1975UCLA (28-3)John Wooden92-85KentuckySan Diego, Calif.
1974North Carolina State (30-1)Norm Sloan76-64MarquetteGreensboro, N.C.
1973UCLA (30-0)John Wooden87-66Memphis StateSt. Louis, Mo.
1972UCLA (30-0)John Wooden81-76Florida StateLos Angeles, Calif.
1971UCLA (29-1)John Wooden68-62VillanovaHouston, Texas
1970UCLA (28-2)John Wooden80-69JacksonvilleCollege Park, Md.
1969UCLA (29-1)John Wooden92-72PurdueLouisville, Ky.
1968UCLA (29-1)John Wooden78-55North CarolinaLos Angeles, Calif.
1967UCLA (30-0)John Wooden79-64DaytonLouisville, Ky.
1966UTEP (28-1)Don Haskins72-65KentuckyCollege Park, Md.
1965UCLA (28-2)John Wooden91-80MichiganPortland, Ore.
1964UCLA (30-0)John Wooden98-83DukeKansas City, Mo.
1963Loyola (Ill.) (29-2)George Ireland60-58 (OT)CincinnatiLouisville, Ky.
1962Cincinnati (29-2)Ed Jucker71-59Ohio StateLouisville, Ky.
1961Cincinnati (27-3)Ed Jucker70-65 (OT)Ohio StateKansas City, Mo.
1960Ohio State (25-3)Fred Taylor75-55CaliforniaDaly City, Calif.
1959California (25-4)Pete Newell71-70West VirginiaLouisville, Ky.
1958Kentucky (23-6)Adolph Rupp84-72SeattleLouisville, Ky.
1957North Carolina (32-0)Frank McGuire54-53 (3OT)KansasKansas City, Mo.
1956San Francisco (29-0)Phil Woolpert83-71IowaEvanston, Ill.
1955San Francisco (28-1)Phil Woolpert77-63LaSalleKansas City, Mo.
1954La Salle (26-4)Ken Loeffler92-76BradleyKansas City, Mo.
1953Indiana (23-3)Branch McCracken69-68KansasKansas City, Mo.
1952Kansas (28-3)Phog Allen80-63St. John'sSeattle, Wash.
1951Kentucky (32-2)Adolph Rupp68-58Kansas StateMinneapolis, Minn.
1950CCNY (24-5)Nat Holman71-68BradleyNew York, N.Y.
1949Kentucky (32-2)Adolph Rupp46-36Oklahoma A&MSeattle, Wash.
1948Kentucky (36-3)Adolph Rupp58-42BaylorNew York, N.Y.
1947Holy Cross (27-3)Doggie Julian58-47OklahomaNew York, N.Y.
1946Oklahoma State (31-2)Henry Iba43-40North CarolinaNew York, N.Y.
1945Oklahoma State (27-4)Henry Iba49-45NYUNew York, N.Y.
1944Utah (21-4)Vadal Peterson42-40 (OT)DartmouthNew York, N.Y.
1943Wyoming (31-2)Everett Shelton46-34GeorgetownNew York, N.Y.
1942Stanford (28-4)Everett Dean53-38DartmouthKansas City, Mo.
1941Wisconsin (20-3)Bud Foster39-34Washington StateKansas City, Mo.
1940Indiana (20-3)Branch McCracken60-42KansasKansas City, Mo.
1939Oregon (29-5)Howard Hobson46-33Ohio StateEvanston, Ill.
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2019 NCAA March Madness Schedule

March 18, 2019

First Four, Tuesday, March 19
Prairie View vs. Farleigh DickinsonMarch Madness Live6:30 PMtruTVDayton, OH
Temple vs. Belmont March Madness Live9:00 PMTruTVDayton, OH
First Four, Wednesday, March 20
NC Central vs. North Dakota StateMarch Madness Live 6:30 PMtruTVDayton, OH
St. John's vs. Arizona StateMarch Madness Live9:00 PMtruTVDayton, OH
First round, Thursday, March 21
Minnesota vs. LouisvilleMarch Madness Live12:00 PMCBSDes Moines, IA
Yale vs. LSUMarch Madness Live12:30 PMtruTVJacksonville, FL
New Mexico St. vs. AuburnMarch Madness Live 1:20 PMTNTSalt Lake City, UT
Vermont vs. Florida St.March Madness Live1:50 PMTBSHartford, CT
Bradley vs. Michigan St.March Madness Live 2:30 PMCBSDes Moines, IA
Belmont/Temple vs. MarylandMarch Madness Live3:00 PMtruTVJacksonville, FL
Northeastern vs. KansasMarch Madness Live3:50 PMTNTSalt Lake City, UT
Murray St. vs. MarquetteMarch Madness Live4:20 PMTBSHartford, CT
Florida vs. NevadaMarch Madness Live6:45 PMTNTDes Moines, IA
Abilene Christian vs. KentuckyMarch Madness Live7:00 PMCBSJacksonville, FL
Saint Mary's vs. VillanovaMarch Madness Live7:15 PMTBSHartford, CT
Farleigh Dickinson/ Prairie View vs. GonzagaMarch Madness Live7:15 PMtruTVSalt Lake City, UT
Montana vs. MichiganMarch Madness Live9:15 PMTNTDes Moines, IA
Seton Hall vs. WoffordMarch Madness Live9:30 PMCBSJacksonville, FL
Old Dominion vs. PurdueMarch Madness Live9:45 PMTBSHartford, CT
Baylor vs. SyracuseMarch Madness Live9:55 PMtruTVSalt Lake City, UT
First round, Friday, March 22
Iowa vs. CincinnatiMarch Madness Live12:00 PMCBSColumbus, OH
Oklahoma vs. MississippiMarch Madness Live12:30 PMtruTVColumbia, SC
Northern Kentucky vs. Texas TechMarch Madness Live1:30 PMTNTTulsa, OK
UC Irvine vs. Kansas St.March Madness Live1:50 pm TBSSan Jose, CA
Colgate vs. TennesseeMarch Madness Live2:30 PMCBSColumbus, OH
Gardner-Webb vs. VirginiaMarch Madness Live3:00 PMtruTVColumbia, SC
Arizona St./St. John's vs. BuffaloMarch Madness Live3:50 PMTNTTulsa, OK
Oregon vs. WisconsinMarch Madness Live4:20 PMTBSSan Jose, CA
Washington vs. Utah St.March Madness Live6:45 PMTNTColumbus, OH
NC Central/ North Dakota St. vs. DukeMarch Madness Live7:00 PMCBSColumbia, SC
Georgia St. vs. HoustonMarch Madness Live7:15 PMTBSTulsa, OK 
Liberty vs. Mississippi St.March Madness Live7:15 PMtruTVSan Jose, CA
Iona vs. North CarolinaMarch Madness Live9:15 PMTNTColumbus, OH
UCF vs. VCUMarch Madness Live9:30 PMCBSColumbia, SC
Ohio St. vs. Iowa St.March Madness Live9:45 PMTBSTulsa, OK
Saint Louis vs. Virginia TechMarch Madness Live 9:55 PMtruTVSan Jose, CA
Second round, Saturday, March 23
TBDMarch Madness Live12:00 PMCBS
TBDMarch Madness Live2:30 PMCBS
TBDMarch Madness Live5:00 PMCBS
TBDMarch Madness Live6:00 PMTNT
TBDMarch Madness Live7:00 PMTBS
TBDMarch Madness Live7:30 PMCBS
TBDMarch Madness Live8:30 PMTNT
TBDMarch Madness Live9:30 PMTBS
Second round, Sunday, March 24
TBDMarch Madness Live12:00 PMCBS
TBDMarch Madness Live2:30 PMCBS
TBDMarch Madness Live5:00 PMCBS
TBDMarch Madness Live6:00 PMCBS
TBDMarch Madness Live7:00 PMTBS
TBDMarch Madness Live7:30 PMtruTV
TBDMarch Madness Live8:30 PMTNT
TBDMarch Madness Live9:30 PMTBS
March 28-31
South RegionalMarch Madness LiveMarch 28/30Louisville, KY
West RegionalMarch Madness LiveMarch 28/30Anaheim, CA
East RegionalMarch Madness LiveMarch 29/31Washington, D.C.
Midwest RegionalMarch Madness LiveMarch 29/31Kansas City, MO
Saturday, April 6
Final FourMarch Madness Live6:00 PMCBSMinneapolis, MN
Final FourMarch Madness Live8:30 PMCBSMinneapolis, MN
Monday, April 8
National ChampionshipMarch Madness Live9:00 PMCBSMinneapolis, MN
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2019 – 2020 Test Dates

March 15, 2019

The fall 2019 and spring 2020 test dates for the SAT and the ACT are as follows:

Next SAT DatesNext ACT Dates
December 1, 2018December 8, 2018
March 9, 2019February 9, 2019
May 4, 2019April 13, 2019
June 1, 2019June 8, 2019
August 24, 2019July 13, 2019
October 5, 2019September 14, 2019
October PSAT (TBA)October 26, 2019
November 2, 2019December 14, 2019
December 7, 2019February 8, 2020
March 14, 2020April 4, 2020
May 2, 2020June 13, 2020
June 6, 2020July 18, 2020

Remember to sign up for the Beat the Test class here:

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College Admission Scandal

March 14, 2019

The college admission scandal continues.

In a report released by CNN, two students from Stanford have filed a lawsuit for unfair competition.

U.S. Attorney for District of Massachusetts Andrew Lelling announces indictments in a sweeping college admissions bribery scandal, during a news conference, Tuesday, March 12, 2019, in Boston.

Students who got into college because of bribery, falsification of resumes and other devious means will so realize that a degree does not guarantee a job. Outstanding grades in college, internships and apprenticeships with college professors and sending out tons of resumes and hitting the streets is going to land them that prestigious job.

From CNN’s article:

Students Erica Olsen and Kalea Woods allege in part negligence, unfair competition and violations of consumer law, according to the suit filed Wednesday in US District Court for the Northern District of California. The lawsuit asks for a variety of relief, including compensatory and punitive damages, restitution and other relief deemed proper by court.

The suit alleges Olsen and Woods have been damaged in that their degrees are not worth as much because prospective employers may question whether they were admitted to the school on their own merits "versus having parents who were willing to bribe school officials."

The lawsuit names Stanford, the University of Southern California, UCLA, the University of San Diego, the University of Texas at Austin and Wake Forest, Yale and Georgetown universities as defendants. The schools were cited in the stunning nationwide conspiracy that federal prosecutors unveiled Tuesday.

AZCollegePlanning can help your student get into college and get a great scholarship, legally ethically and without $6 million in bribes. Full article here

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February 14, 2019

AZCollegePlanning will help you file the financial aid forms.

The financial aid forms will go live October 1. I typically wait 7 to 10 days before I start filing the forms. By waiting about a week, FAFSA and CSS Profile will have worked out all the software bugs for the new programs and we will be able to file smoothly and efficiently. 

I am super excited about the new FAFSAsoft program that I launched in 2018.

This program will help eliminate errors when filing the FAFSA and CSS Profile financial aid forms. This program will automatically file the FAFSA and CSS Profile with a couple clicks and YOUR APPROVAL.

By getting the forms in and getting them submitted faster, your student will be one of the first ones in line. I have seen students get better scholarship packages by getting the application submitted and financial aid forms submitted before the majority.

To accomplish this task, I will need to know which parent email to use as the primary contact as the FAFSAsoft program will use this primary email address as the primary contact and the FAFSAsoft login account email address. Please let me know which parent email address you would like to use as the primary contact.

Once I get confirmation as to which is your primary email address, I will create a FAFSAsoft account for you.

The FAFSAsoft website is FileCollegeInfo.com a link to this site can be found on www.AZCollegePlanning.com

Once I create an account for you; you will get TWO emails from FinAidAlert@filecollegeinfo.com. (Please do not reply to this email. If you have questions, please contact me.) The first email will state that an account has been created. If you have more than one child that will need the financial aid forms filed, please contact me for instructions on how to create a linked account so that you don’t have to put your data in multiple FAFSAsoft accounts. -easy-

The second email will have this Subject: “AZ College Consulting, LLC College Family Care Center!” This email has a link to login to your account and set up a password. Please review this video Intro video 12 minutes. https://www.filecollegeinfo.com/videos/welcome_Video.mp4

You must disable the pop-up blocker so that when you put in data and click to the next button your data will automatically be saved.

Disable pop up blocker https://www.filecollegeinfo.com/videos/Pop_Up_Blocker_Chrome_Firefox.mp4

There will be several things that you will need to set up and finalize your FAFSAsoft account. You will need your most current year federal tax documents (2018) and your W2 statements. If your child filed taxes you will need those as well. If you haven’t filed your taxes for 2018 yet, please do so ASAP.

The FAFSAsoft program is very easy to use and very straight forward (and less complicated than the FAFSA.) If you have questions about anything on the FAFSAsoft program, please contact me.

The financial aid forms season will be upon us soon. This season will be much easier because of this incredible program.

If your student needs help with applications or essays, please contact us.

As you fill in the FAFSAsoft program details, if you have questions, please contact us.Y

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How to Get the Most Out of College

August 29, 2018

How to Get the Most Out of College
They’re privileged, pivotal years. Navigate them with as much care as you did the path that got you there.

By Frank Bruni
Opinion Columnist
• Aug. 17, 2018
We overwhelm teenagers with advice about choosing a college. Go big. Go small. Put prestige above cost. Do the opposite.
We inundate them with tips for getting in. Spend summers this way. Write essays that way. Play a niche sport. Play an obscure instrument.
And then? We go mum, mustering less urgency and fewer words for the subject of actually navigating the crucial college years to best effect. It’s strange. And it’s stupid, because how a student goes to school matters much, much more than where.
So for several years — during visits to campuses, interviews with experts on higher education and interactions with recent graduates — I’ve been gathering wisdom along those lines.
My interest isn’t which types of programs at which kinds of institutions yield the surest employment and highest salaries. That information is already out there and always changing. I also worry that it casts college as purely vocational and plants the false notion that, at the age of 18, you know yourself well enough to plot out the entirety of your professional life.
My focus is on optimal ways to socialize, to prioritize, to pick up skills integral to any career and to open up exciting opportunities both en route to a degree and after you’ve acquired it. Not nearly enough of the roughly 20 million Americans who are beginning or resuming college over the coming weeks pause, in their trepidation and exhilaration, to think about that.

Many don’t have the luxury: College for them is a slapdash scramble to grab credits as they can while working a demanding job, caring for family members or both. More than a third of the students enrolled in higher education in this country attend two-year institutions. Those at four-year institutions often don’t participate in the romantic ideal of nurturing dormitories and verdant quadrangles. They live with parents. They pray for parking.
But others do have the freedom to tailor their time. They just neglect to take advantage of it. My friend Eric Johnson, who provides guidance to underprivileged students at my alma mater, the University of North Carolina at Chapel Hill, put it to me this way: “The more you regard college as a credentialing exercise, the less likely you are to get the benefits.”
Johnson is as thoughtful and insightful about higher education as just about anyone I’ve come across. The wisest students, he said, “move into a peer relationship with the institution rather than a consumer relationship with it.” They seize leadership roles. They serve as research assistants.
And they build social capital, realizing that above all else, they’re in college “to widen the circle of human beings who know you and care about you,” he said. That’s perfectly put.
Many students, nervous about a new environment, follow friends from high school or people whose demographic backgrounds match their own into homogeneous cocoons. That can indeed provide solace and support. But it’s also a wasted opportunity — educationally, morally, strategically. Diversity opens you to an array and wealth of ideas, and being comfortable with it is an asset in just about any workplace or career. You can decide to establish that comfort in college.
But perhaps the most important relationships to invest in are those with members of the school’s faculty. Most students don’t fully get that. They’re not very good at identifying the professors worth knowing — the ones who aren’t such academic rock stars that they’re inaccessible, the ones with a track record of serious mentoring — and then getting to know them well.
As part of my research, I collected surveys from about 30 recipients of the prestigious Mitchell scholarship, a rough analogue of the Rhodes that sends 12 recent American college graduates every year to universities in Ireland to pursue master’s degrees. (I was on the panel of judges who selected the winners from 2015 through 2017.) I asked them to reflect on college and to rank, in order of importance, such activities and dynamics as coursework, travel abroad, internships, relationships with classmates, involvement in campus groups and reading done apart from any class obligation.
Relationships with faculty members was also an option, and it was the clear winner, placed near the top by almost all of the scholars and at the top by many, including Azza Cohen, a documentary filmmaker who graduated from Princeton in 2016. To explain that ranking, she directed me to a 2014 essay of hers for The Daily Princetonian that was titled “Empty Chairs.” It charted her realization and regret that she and so many classmates skipped professors’ office hours and didn’t avail themselves of invaluable conversations and counsel. “In the routine rush to finish our assignments, sometimes the breadth of the surrounding intellectual force field slips our minds,” she wrote. She was then a sophomore, and she mended her ways.

Reading her essay, I was reminded of an interview I did several years ago with Condoleezza Rice, the former secretary of state, about her days at the University of Denver. She said she liked to sign up for the front end of office hours, because she wanted to catch professors when they weren’t feeling depleted and watching the clock. She read up on professors beforehand and, if their written work was accessible, familiarized herself with it, so she could make mention of it. That flattered them and pegged her as a serious, considerate person.
Taking that too far, of course, could be repulsively obsequious. The correct calibration is everything. And it’s worth acing, because a professor or administrator who takes a genuine interest in you can be a bridge to other influential people inside and outside the school, to limited-space seminars, to special collaborations, to exclusive summer programs, to competitive internships, to graduate work and more.
Damian Walker saw that at U.N.C.-Chapel Hill, from which he graduated last spring. “The most influential thing I did here was find mentors,” he told me. And he found them largely by opening up to them.
Walker attended U.N.C.-Chapel Hill as a Carolina Covenant scholar, which means that his family was poor enough for him to qualify for full financial aid. He told me that early on he went to an open campus discussion about police violence against minorities. Several faculty members were also there, and he approached Judith Cone, the vice chancellor for innovation, entrepreneurship and economic development.
“I didn’t know who she was,” he recalled. “Short lady. I shared my story about how police shootings affected my life, my family. She gave me her business card and said, ‘Follow up.’ I still have that business card to this day.” He went to see her in her office and kept going to see her in her office, and with the encouragement and help of her and other faculty members, he cobbled together the money to go to an educational conference in Massachusetts, to meet with entrepreneurs in New York City and to spend the summer between his junior and senior years interning for a company in China. He’s about to head back to China to teach English for a while. He’s well on his way to fluency in Mandarin, which he thinks will give him a definite edge in any future business career.
Walker is an example of what a mammoth study by Gallup, Purdue University and the Strada Education Network has found. Previously known as the Gallup-Purdue Index and now called the Strada-Gallup Alumni Survey, it has questioned about 100,000 American college graduates of all ages about their college experiences, looking for connections between how they spent their time in college and how fulfilled they say they are now.
The study has not found that attending a private college or a highly selective one foretells greater satisfaction. Instead, the game changers include establishing a deep connection with a mentor, taking on a sustained academic project and playing a significant part in a campus organization. What all of these reflect are engagement and commitment, which I’ve come to think of as overlapping muscles that college can and must be used to build. They’re part of an assertive rather than a passive disposition, and they’re key to professional success.
I’m not saying that this is a cinch, nor am I ignoring the demons in the way. Anxiety and depression are legion on campuses today, holes that too many students fall into and never crawl out of. More than ever, students should be on the lookout for them and take the necessary steps to mitigate them.
Be careful, especially at the beginning of college, about spending too much time alone. Isolation can become its own bad habit, and prying eyes can be the best insurance policy against destructive behavior. Regulate time on social media, where discourse can be barbed and peers curate honeyed alter egos that stoke insecurity in those looking at them. Don’t drink too much and don’t shortchange sleep, as prosaic as that sounds. And work out in some way.
“We know that exercise is very, very important,” said Jan Collins-Eaglin, the associate dean for wellness at Pomona College in Southern California. “It will calm you down.” She noted, too, that many schools have invested in their mental health services but that many students hesitate to use them. “Seeking help is not taboo,” she said. “If you get over that, you are one step ahead of the game.”
One crossroads that students often get needlessly worked up about is choosing a major. It’s less make-or-break than you think. I hear that from a majority of thriving college graduates, and the professors I speak with strongly caution students against wedding themselves to a single field of study before being exposed to several of them. College’s greatest gifts can be an introduction to a passion you didn’t previously have and a pivot into an occupation you never before envisioned.
“You have to ask yourself what lies closest to your heart,” said Jim Gates, a renowned theoretical physicist at Brown University who previously taught at the University of Maryland and M.I.T. “If you are fortunate enough to find something that you’re totally obsessed with, you’re likely to work very hard at it. If you’re a human being of average intelligence and you work very hard at something, you’re likely to become very good at it. And if you become very good at it, people are likely to notice.” That means they’re likely to employ and reward you as well.
Regardless of major, there are skills to insist on acquiring because they transcend any particular career. Communication — clear writing, cogent speaking — is one of them, and many different courses can hone it.
Another of those skills, frequently overlooked, is storytelling. It’s different from communication: a next step. Every successful pitch for a new policy, new product or new company is essentially a story, with a shape and logic intended to stir its audience. So is every successful job interview. The best moment in a workplace meeting belongs to the colleague who tells the best story. So take a course in Greek mythology, British literature, political rhetoric or anything else that exposes you to the structure of narrative and the art of persuasion.
I asked Mitchell scholars if there was a department or discipline that they wished they had paid more heed. Science majors mentioned humanities. Humanities majors mentioned computer science and statistics. In retrospect, if not in real time, intellectually curious people appreciate and want the benefits of balance. So incorporate it, to some degree, in your college years.
Several Mitchell scholars also fretted that they’d lost out on some of what college had to offer by sticking to predetermined scripts, sweating perfection and avoiding risks. That dovetailed with a concern that many professors articulate to me — that students aren’t learning to stumble and to right themselves, which they can do in college with lower stakes than later on.
One of those scholars, Aaron Kurman, who graduated from the University of Virginia in 2005 and now works as a human rights lawyer in Israel, copped to all of that and more, writing: “I didn’t learn how to fail. I didn’t learn how resilient I was. I didn’t learn to distinguish between what was truly important to me and what I was doing because I thought it was important in others’ eyes. I didn’t learn how freeing it is to pursue what drives you even when others whose opinions you deeply value don’t understand or support it. I didn’t learn the value of doing something truly open-ended, where you don’t already know at the outset what you are going to do next.” All of that came later. But it could have come in college — at least the beginnings of it.
Something else that can come in college is an enormously expanded self-knowledge that translates into a hugely improved design for living. But that hinges on an adventurous spirit, especially outside the classroom.
“The mistake is to confuse career success, financial success and reputation with happiness,” said Andrew Delbanco, a Columbia University professor who is the president of the Teagle Foundation, which promotes liberal arts education, and the author of the 2012 book “College: What It Was, Is, and Should Be.” Delbanco added that an important component of real contentment is figuring out what lights your emotional and intellectual fires, not necessarily for the purpose of a job but for the purpose of reflections and pastimes that fill in all those hours away from work.
Is it poetry? Music? Sport? Those and more are abundant on college campuses. “You’re trying to shape a life that leads you to a happy place,” Delbanco said. Let college do precisely that.
Original article here: https://www.nytimes.com/2018/08/17/opinion/college-students.html

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